Rebuild Your Credit Scores With Plantation’s Trusted Credit Repair Lawyers

At Light & Gonzalez, PLLC, our experienced credit repair lawyers help clients in Plantation and across Florida with credit-related problems. From removing incorrect or misleading information from your credit report to ensuring it accurately reflects your financial history, we work diligently to protect your rights and financial interests.

The Fair Credit Reporting Act empowers consumers to challenge any incorrect information found in their credit reports. When you file disputes, credit reporting agencies must forward these to the entities reporting the inaccurate information.

These entities, known as credit furnishers, typically have 30 days to review and correct the information. If they fail to do so within this period, the credit reporting agency must remove the disputed information from your credit report.

If the furnisher misses the deadline but tries to report the information later, the agency must notify you within five business days of the information reappearing on your credit report. This process can be complex, which is why professional legal guidance is crucial.

At Light & Gonzalez, PLLC, we prioritize direct communication with our clients. We offer consultations in Plantation and handle cases throughout South Florida, ensuring you have the support you need to navigate credit repair effectively.

How Our Plantation Credit Repair Attorneys Can Help You

If left unchecked, inaccurate credit reporting can have devastating financial consequences, costing you thousands of dollars. That is why our team of skilled lawyers is dedicated to ensuring that credit agencies report only accurate and truthful information about our clients. We understand that financial hardship is stressful enough without the added burden of sloppy credit reporting practices. We empower our clients to take control of their credit and fight back against errors.

Depending on your situation, we can negotiate with your creditors to reduce the amount they seek. We are transparent about what we can achieve – we do not make false promises or guarantee to remove all negative information from your credit report. Our approach is litigation-focused, which means we first give credit furnishers and reporting agencies a reasonable chance to correct errors in your report. If they fail to do so, we will take legal action to protect your rights.

If you are experiencing any of the following issues with your credit report, our lawyers can help:

• Someone else’s loan account is incorrectly listed on your report
• A company is reporting incorrect balance information
• A lender or business accessed your credit without your permission
• Your personal information (address, phone number, name) is incorrect on your report
• You have disputed inaccurate information, but the companies refuse to correct it
• Negative information is appearing on your account for a long time after it was initially reported

Understanding Your Rights Under The Fair Credit Reporting Act

The Fair Credit Reporting Act protects consumers’ rights to obtain credit reports from the three major credit bureaus for free. While some companies charge for this service, you can access your credit report at no cost through www.annualcreditreport.com, the official website for this purpose.

Our firm will never charge you for pulling your credit report. We will gladly review your report to ensure credit furnishers are reporting your information accurately. You can schedule a consultation with us in Plantation to discuss your debt matters. Whether you live in Broward County, Miami-Dade County or Palm Beach County, our lawyers will work with you to protect your financial interests.

Empower Yourself With Trusted Credit Repair Lawyers In Florida

Our experienced credit repair lawyers are ready to help you fight unfair reporting and restore your financial standing. Call us at 754-778-9911 today or reach out to us online. You can speak directly to one of our attorneys to address your credit repair concerns immediately. We will review your credit report, explain your rights and develop a strategic plan to address your credit issues.