Plantation Chapter 13 Bankruptcy Attorney
Because our bankruptcy attorneys have more than 20 years of experience, they have seen firsthand the type of financial challenges that people across South Florida face. That is why they focus on helping you regain control of your future through Chapter 13 bankruptcy.
At Light & Gonzalez, PLLC, our Plantation Chapter 13 bankruptcy attorneys give their personal attention to you. They take the time to explain your options and educate you on your rights so that you can make the best decisions for you and your family. Several of our team members speak Spanish and try to answer your calls personally.
How Does Chapter 13 Bankruptcy Work?
Chapter 13 bankruptcy allows individuals with a steady income to reorganize their debts and create a repayment plan. This plan typically lasts three to five years. It empowers you to keep your assets as you work to repay your debts. To qualify, your unsecured and secured debts must fall within certain limits set by federal law.
Filing for Chapter 13 involves proposing a repayment plan to the court, which a bankruptcy judge must approve. The plan outlines how you will pay off your debts using your disposable income. Having a Plantation Chapter 13 bankruptcy lawyer is crucial for navigating the complexities of the process and ensuring your plan is feasible and fair.
Is Chapter 13 Bankruptcy Right For Me?
Chapter 13 bankruptcy might be right for you if you have a regular income but are struggling to meet your debt obligations. It can help you avoid foreclosure on your home and protect other valuable assets. Our team of bankruptcy lawyers can help you explore all available options before deciding on Chapter 13. These may involve renegotiating your debt or pursuing an unfair debt collection lawsuit. Our goal is to provide a comprehensive solution tailored to your financial needs.
Learn More From A Plantation Chapter 13 Bankruptcy Lawyer
We are passionate about your future. Get the experience, advocacy and compassion that you need at Light & Gonzalez, PLLC. Contact us at 754-778-9911 or send us an email to schedule a consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.