Over 20 Combined Years Of Experience

Plantation Florida Chapter 7 Bankruptcy Attorneys

At Light & Gonzalez, PLLC, our attorneys have more than 20 years of experience handling Chapter 7 bankruptcy cases. From our law office in Plantation, our bankruptcy lawyers serve clients in Broward County, Miami-Dade County, Palm Beach County and across South Florida.

Our Plantation bankruptcy attorneys take the time to thoughtfully advise you on any of your consumer debt-related matters. We will advise you on filing for bankruptcy and any other options available to you for settling your debts. You may have alternatives to filing for bankruptcy, and our South Florida attorneys will provide you with the individual attention you need to make the right decision.

What Is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is a legal process that allows consumers to discharge many of their unsecured debts. These can include medical bills, credit card bills and other expenses. This type of bankruptcy is suitable for those with limited income who cannot meet their financial obligations. To qualify for it, you must pass something called the means test. This compares your income to the median income in Broward County.

Filing for Chapter 7 involves liquidating nonexempt assets to pay off creditors. However, many essential assets, like your home and car, may be protected under Florida’s exemption laws. Having a Plantation Chapter 7 bankruptcy lawyer is crucial for navigating the complexities of the process and ensuring that your rights have protection.

When Should Someone Consider Chapter 7 Bankruptcy?

You should consider Chapter 7 bankruptcy when you are unable to pay your debts and are facing constant creditor harassment. It may also be a viable option if you are at risk of losing essential assets or have exhausted other debt relief options. We help you explore all available options, including unfair debt collection and consumer protection cases, before deciding on Chapter 7. Our goal is to provide a comprehensive solution tailored to your unique financial situation.

Explore Your Options With A Plantation Chapter 7 Bankruptcy Attorney

At Light & Gonzalez, PLLC, we do everything in our power to help you achieve financial relief. Contact us at 754-778-9911 or send us an email to schedule an initial consultation about Chapter 7 and your other options.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.